Should I Sell My House and Buy a Cheaper Rental or Go All-in on Bitcoin?

I bought my house in 2010 for €200K, and thanks to market appreciation, it’s now worth around €350k still have about €100K left on the mortgage. Currently, I’m renting it out and making around €20K annually in rental income. Given the market conditions, I’m debating two options: 1. Sell the house, take the profit (~€250k after mortgage repayment), and reinvest in a cheaper rental property (or multiple) that can generate a better yield. 2. Sell the house and buy Bitcoin, betting on long-term appreciation instead of relying on rental income. I like the steady cash flow from real estate, but the property market seems overheated, and Bitcoin could have much higher upside potential (with obvious risks). What would you do in my situation? Anyone here made a similar move? Would love to hear your thoughts! submitted by /u/PairSeparate4456 [link] [comments]

Mar 20, 2025 - 10:26

I bought my house in 2010 for €200K, and thanks to market appreciation, it’s now worth around €350k still have about €100K left on the mortgage.

Currently, I’m renting it out and making around €20K annually in rental income. Given the market conditions, I’m debating two options:

1. Sell the house, take the profit (~€250k after mortgage repayment), and reinvest in a cheaper rental property (or multiple) that can generate a better yield. 2. Sell the house and buy Bitcoin, betting on long-term appreciation instead of relying on rental income.

I like the steady cash flow from real estate, but the property market seems overheated, and Bitcoin could have much higher upside potential (with obvious risks).

What would you do in my situation? Anyone here made a similar move? Would love to hear your thoughts!

submitted by /u/PairSeparate4456
[link] [comments]