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Need Cash in a Hurry? 2 Things to Know Before Tapping Your Retirement Savings.
Many people have found themselves in situations where an unexpected expense comes up, and they need money quickly. If you planned ahead, you might be able to tap into your emergency fund to cover the expense. But your emergency fund might not be enough, and not everyone has one.Borrowing money might be possible in some cases, but you'll have to worry about interest. It also takes time to get apply to be approved. It's around this time that your retirement account can start looking pretty tempting.Thanks to a rule change that took effect in 2024, it's easier than ever to access your retirement savings for emergencies. But before you do that, it's important to understand the following two things.Continue reading
Many people have found themselves in situations where an unexpected expense comes up, and they need money quickly. If you planned ahead, you might be able to tap into your emergency fund to cover the expense. But your emergency fund might not be enough, and not everyone has one.
Borrowing money might be possible in some cases, but you'll have to worry about interest. It also takes time to get apply to be approved. It's around this time that your retirement account can start looking pretty tempting.
Thanks to a rule change that took effect in 2024, it's easier than ever to access your retirement savings for emergencies. But before you do that, it's important to understand the following two things.
