I Plan to Delay Social Security Until 70, but 3 Things Could Change That

One of the biggest Social Security decisions you'll make is determining when to sign up for benefits. Nearly a quarter of Americans choose to claim shortly after becoming eligible at 62, but for me, that's never seemed like an appealing option.I've always planned to sign up at 70 so I could get the largest checks possible and hopefully the largest lifetime benefit. But I don't consider my choice to be set in stone. If any of the following three things happened, I might choose a different claiming age.Image source: Getty Images.Continue reading

Apr 4, 2025 - 11:11
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I Plan to Delay Social Security Until 70, but 3 Things Could Change That

One of the biggest Social Security decisions you'll make is determining when to sign up for benefits. Nearly a quarter of Americans choose to claim shortly after becoming eligible at 62, but for me, that's never seemed like an appealing option.

I've always planned to sign up at 70 so I could get the largest checks possible and hopefully the largest lifetime benefit. But I don't consider my choice to be set in stone. If any of the following three things happened, I might choose a different claiming age.

Image source: Getty Images.

Continue reading