When Do Most Americans Plan to Claim Social Security?

You can claim Social Security anytime between 62 and 70-- but when are most Americans planning to start their benefits?

May 3, 2025 - 10:01
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When Do Most Americans Plan to Claim Social Security?

When do you plan to claim Social Security? The answer to this question is really important. That's because there is an eight-year window during which most people claim their benefits -- and the specifics of when you start your first check within those eight years can profoundly affect how much income you get, both on a monthly basis and over time.

Let's take a look at when most Americans plan to claim benefits, as well as the merits of claiming at different ages.

Image source: Getty Images.

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