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Planning to Claim Social Security at 70? 3 Reasons to Change Your Mind.
One of the biggest financial decisions you might have to make in the context of your retirement is figuring out when to claim Social Security. Although the monthly benefit you're entitled to is based on your personal wage history, your filing age also helps determine how much monthly income you get.You're allowed to sign up for Social Security at any point once you turn 62. And if you were born in 1960 or later, your full retirement age is 67. That's when you can receive your complete Social Security benefit each month without a reduction.Image source: Getty Images.Continue reading
One of the biggest financial decisions you might have to make in the context of your retirement is figuring out when to claim Social Security. Although the monthly benefit you're entitled to is based on your personal wage history, your filing age also helps determine how much monthly income you get.
You're allowed to sign up for Social Security at any point once you turn 62. And if you were born in 1960 or later, your full retirement age is 67. That's when you can receive your complete Social Security benefit each month without a reduction.
Image source: Getty Images.
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