Social Security's 2026 Cost-of-Living Adjustment (COLA) May Surprise Retirees for This Reason
When the Social Security Administration announced this past October that retirees would be getting a 2.5% cost-of-living adjustment (COLA), many seniors were disappointed. And that was understandable. A 2.5% raise isn't particularly generous, especially in light of recent Social Security COLAs that have been far more robust.Meanwhile, inflation has cooled modestly since the start of 2025. And that's a good thing in theory. The problem, though, is that it could lead to an even smaller Social Security COLA in 2026 than what seniors got at the start of 2025.Image source: Getty Images.Continue reading
When the Social Security Administration announced this past October that retirees would be getting a 2.5% cost-of-living adjustment (COLA), many seniors were disappointed. And that was understandable. A 2.5% raise isn't particularly generous, especially in light of recent Social Security COLAs that have been far more robust.
Meanwhile, inflation has cooled modestly since the start of 2025. And that's a good thing in theory. The problem, though, is that it could lead to an even smaller Social Security COLA in 2026 than what seniors got at the start of 2025.
Image source: Getty Images.
